Remember Baccarat is a game of chance that requires minimal skill. However it is always useful to keep the following chart in mind. It illustrates the best course of action depending on the player?s or banker?s score.

H - Hit   S- Stand

Banker's Score	Player's Third Card
	0	1	2	3	4	5	6	7	8	9
7	S	S	S	S	S	S	S	S	S	S
6	S	S	S	S	S	S	H	H	S	S
5	S	S	S	S	H	H	H	H	S	S
4	S	S	H	H	H	H	H	H	S	S
3	H	H	H	H	H	H	H	H	S	H
2	H	H	H	H	H	H	H	H	H	H
1	H	H	H	H	H	H	H	H	H	H
0	H	H	H	H	H	H	H	H	H	H

You can even leave this window open in the background when you play online, or our Free Baccarat game.

Knowing the House Edge
Except for the tie bet, baccarat is one of the best bets in the casino. The following table shows the house edge on all available bets. Usually a tie will pay 8:1 but sometimes will pay 9:1.

Probabilities in 8-deck Baccarat
Bet	Combinations	Probability	House Edge
Bank	2,292,252,566,437,888	45.86%	1.06%
Player	2,230,518,282,592,256	44.62%	1.24%
Tie	475,627,426,473,216	9.52%	14.36%

Note: If the tie bet pays 9:1 the house edge on that bet drops to 4.80%.

One and Six Deck Baccarat
Real Time Gaming online casino's offer a six-deck baccarat game, and Microgaming online casino's offer a single deck game.

The fewer the decks the lower the house edge on the banker bet and the greater the house edge on the player and tie bets. The following tables show the specific numbers.

Probabilities in 6-deck Baccarat
Bet	Combinations	Probability	House Edge
Bank	403,095,751,234,560	45.87%	1.06%
Player	392,220,492,728,832	44.63%	1.24%
Tie	83,552,962,932,288	9.51%	14.44%

Probabilities in single deck Baccarat
Bet	Combinations	Probability	House Edge
Bank	6,737,232,640	45.96%	1.01%
Player	6,548,674,432	44.68%	1.29%
Tie	1,372,227,328	9.36%	15.75%